Bailey Milholland
Mortgage Loan Officer | NMLS #1730927
Bailey Milholland is a seasoned mortgage expert licensed in North and South Carolina. Originally from New Jersey, she moved south to obtain a Bachelor’s Degree in Business Management from UNC Wilmington. Since then, she’s assisted hundreds of families in achieving their dream of homeownership. She is passionate about guiding and educating her clients thoroughly so they can navigate the mortgage process with eager confidence. Bailey is experienced in Conventional, FHA, VA and USDA lending and is certified with NCHFA down payment assistance. You can trust her to provide friendly, transparent, and professional communication from start to finish.
I’m Just A Phone Call Away
Call Me
910-202-4536
Which Loan Product Is Right For You?
Conventional
The most common mortgage type. Ideal for buyers with established credit and larger down payments.
VA Loan
Is a loan benefit offered to members of the military. No down payment or mortgage insurance is required.
FHA Loan
Offers low downpayment options and more relaxed credit requirements. They do require mortgage insurance.
Jumbo Loans
For larger home purchases exceeding conforming limits. Requires excellent credit and cash reserves to qualify.
From the first minute I walked into Alpha Mortgage, the service was outstanding. I had the great fortune to work with Bailey Millholland. She is knowledgeable, professional and a pleasure to work with. She kept me updated every step of the way. If I emailed her a question, her response was immediate, even after hours. I couldn’t be more pleased with my experience. Bailey is a tremendous asset to your company.
Reach Out Anytime
1320 Airlie Road
Wilmington, NC 28403
Office: 910-202-4536
Mobile: 609-668-9952
Mobile: 609-668-9952