Steven Banks
Mortgage Loan Officer | NMLS #2402822
Steven has lived in the Coastal Carolina region for nearly a decade. Prior to joining the mortgage industry in 2022, Steven was an automotive software executive and COO of a local service company. He’s versed in FHA, VA, Conventional, and Non-QM loan products and is eager to help borrowers obtain a quick preapproval with impeccable service. He resides in Leland with his wife, son, and their furry lab mix. In his free time, he enjoys spending time with his family, traveling, and being on the water.
I’m Just A Phone Call Away
Call Me
910.320.8647
Which Loan Product Is Right For You?
Conventional
The most common mortgage type. Ideal for buyers with established credit and larger down payments.
VA Loan
Is a loan benefit offered to members of the military. No down payment or mortgage insurance is required.
FHA Loan
Offers low downpayment options and more relaxed credit requirements. They do require mortgage insurance.
Jumbo Loans
For larger home purchases exceeding conforming limits. Requires excellent credit and cash reserves to qualify.
Reach Out Anytime
1320 Airlie Road
Wilmington, NC 28403
Office: 910.320.8647
Mobile: 919.308.8243
Mobile: 919.308.8243